Household – Overseas Properties

More and more people are buying property abroad and need good insurance to protect their investment. But buying insurance locally can pose real problems due to the differences in language, law and culture.

Robertson Low (formerly Crest Underwriting Ltd) in conjunction with Hiscox Insurance Company Ltd and Hiscox Underwriting Ltd, one of europes leading insurers of high value homes, can provide insurance covering properties in many worldwide locations, from studio ski apartments to luxurious villas, whether main residence, holiday home or investment property.

We can arrange a policy to meet your clients needs via either the standard Overseas policy wording or the Overseas 606 wording with benefits that can include:

  • Plain English wordings, making it easier to see exactly what is covered
  • Theft cover remains in force even when your property is left unoccupied
  • Specialist cover for antiques, fine art and jewellery, without heavy premiums or restricted cover typical of most insurers
  • No obligation to list valuable items individually. All fine art and antique collections are automatically included within the total sum insured

Acceptable locations are currently:
Austria, Bulgaria, Croatia, Cyprus ( South Only), Czech Republic, France, Greece, Hungary, Ireland, Italy, Malta, Monaco, Morocco, Poland, Portugal, Romania, Slovakia, Slovenia, South Africa, Switzerland, Turkey, United Arab Emirate, Other

Underwriters will consider risks in countries not listed above on the basis of the underwriting and legal enviroments. We regret that underwriters are unable to offer cover for risks situated in the USA, Canada of the Caribbean.

Overseas 606 Home Insurance Proposal Form

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